The National Personal Finance Challenge (NPFC) is a nationwide competition organized by the Council for Economic Education that tests high school students on essential personal finance concepts including earning income, spending, saving, investing, managing credit, and managing risk. Teams begin with an online 30-question challenge, with high-scoring teams advancing to state finals and state champions moving on to the National Finals. The competition is free to enter and offers students a meaningful opportunity to develop practical financial knowledge that will serve them throughout their lives. It is one of the most valuable academic competitions available to high school students interested in economics and personal finance.
Understanding budgets, saving, and basic financial decision-making.
Evaluating information carefully before drawing a conclusion or making a decision.
Breaking down a challenge and working through it methodically to a solution.
Guiding a group toward a shared goal and keeping everyone moving together.
Setting long-term goals and mapping out the steps to reach them.
Students analyze financial scenarios, investment instruments, and credit decisions directly applicable to financial analysis work.
Competition focuses on earning, spending, saving, and budgeting—core accounting and financial management skills.
Students study how taxes, interest rates, and inflation impact income and financial decision-making.
Participants learn about stocks, bonds, mutual funds, and investment instruments central to banking careers.
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